Varo Bank: Online Banking
Screenshots
Description
We are a real bank, built for the digital age. Member FDIC, backed by the full faith and credit of the U.S. Government ONLINE BANKING • Early payday⁴ • No monthly, minimum balance, or overdraft fees¹ • Send and receive money in minutes with Zelle®³ • 40k+ fee-free US Allpoint® ATMs⁷ • Up to 3.75% annual percentage yield on first $5,000, quals apply⁹ • 1.00% APY on additional balances • Auto-saving tools • Unlike many money apps, we’re a real bank INSTANT CASH ADVANCES • Borrow up to $250 today. Quals apply. • Work up to $500 cash advances over time with direct deposit² • Flat fee per cash advance LINE OF CREDIT • From $600 to $2,000. Avg $825. Quals apply⁸ • No interest, late fees, or penalties • Simple flat fee • Payment periods between 3 and 12 months FREE SECURED CREDIT CARD⁵ • No credit check, interest, annual fees, or minimum security deposit • Reported to Equifax, Experian, & TransUnion DOWNLOAD NOW! • Signup in less than two minutes with no impact on your credit
What's New
Big news: Zelle® has officially landed in the Varo app! Whether you’re paying a friend back for dinner, splitting rent, or chipping in for a group gift, you can now send and receive money in minutes,³ fee-free.
Details
- Developer
- Varo Money inc
- Main Category
- Finance
- Version
- 4.36.0
- Version Release
- 2026-07-13
- Initial Release
- 2020-10-01
- Size
- 116 MB
- Age Rating
- 4+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.varomoney.VaroBank
- Version Rating
- ★ 4.86 (233,480)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 56 | Varo Bank: Online Banking | Free | ★ 4.86 | 233,480 | 1 | 2026-07-13 |
User Reviews
Don’t ever download this bs this app is horrible
This bank is total scam! I be misplaced my online ID so my money sits in savings and I can’t ac aess it because their 1800 is never manned by a human. The company never returns a email nothing but straight lies!
Usually this app is pretty good and I don't typically have issues with accessing my account unless it's a sitewide outage. However, I have been receiving this error message, illegal argument exception, for the past three days now. I have tried uninstalling and reinstalling this app about five times with no change. The only way that I am able to access my account is if I delete the app and login through the website which is not convenient. I need to be able to access my account through the app.
Suspended my account for NO reason. Terrible bank
Why does varo tend to lock the account and say some illegal whatever when im not even using the app ?
Ever since I signed up with Varo, it’s giving me a message of “illegal argument exception”. Can’t login to the app but can from my laptop. What gives???
I used to love this app until my $200 was taken and I was only offered $50 after being 3 days late with my borrow payment so I will no longer be using this app and I wish to stop seeing it yall taking my money set me back so badly but it’s cool god got me won’t be using Varo again or shall I say I won’t let yall use me again
This app advertises cash advances but after going through the entire account creation process I was denied for a cash advances with a generic ineligible checking account as a reason. If you need help right away VARO can’t help you.
The cash advance doesn’t load up the screen and glitches everytime I tap on it to get a cash advance. I finished repaying off my cash advance from the last transaction and was going to use the cash advance to pay my phone bill. To end up I can’t get into my cash advance cause the screen isn’t loading up and keeps glitching. I spoken to the chat bot and they said it’s nothing they can do after I tried everything they told me to do and it’s still doing the same thing. The chat bot also said they couldn’t troubleshoot to fix like how you can’t fix the issue? Bad business right there hopefully this message gets across and the issue can be fixed…
I do not like the fact in order to qualify for a loan you have to set up your direct deposit meaning that they take the money directly from your employer. That sounds like a bunch of BS to trust a app to get your direct deposit going directly to them and they also expect you to work for major companies so my private job is not listed. There are more things I have to say, but most of all don’t waste your time thinking you would get any longer from them even after linking your personal account.
Its really annoying that Linked accounts doesnt work
The advance feature started glitching
Reviews are collected only for apps with detected changes (new entries or sharp risers).