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Varo Bank: Online Banking

Varo Bank: Online Banking

Varo Money inc
Finance
Rating
★ 4.86233,480 ratings
Price
Free
Version
4.36.0
Size
116 MB
Age
4+
Released 2020-10-01First seen 2026-05-28App Store →

Screenshots

Varo Bank: Online Banking screenshot 1Varo Bank: Online Banking screenshot 2Varo Bank: Online Banking screenshot 3Varo Bank: Online Banking screenshot 4Varo Bank: Online Banking screenshot 5Varo Bank: Online Banking screenshot 6Varo Bank: Online Banking screenshot 7Varo Bank: Online Banking screenshot 8Varo Bank: Online Banking screenshot 9Varo Bank: Online Banking screenshot 10

Description

We are a real bank, built for the digital age. Member FDIC, backed by the full faith and credit of the U.S. Government ONLINE BANKING • Early payday⁴ • No monthly, minimum balance, or overdraft fees¹ • Send and receive money in minutes with Zelle®³ • 40k+ fee-free US Allpoint® ATMs⁷ • Up to 3.75% annual percentage yield on first $5,000, quals apply⁹ • 1.00% APY on additional balances • Auto-saving tools • Unlike many money apps, we’re a real bank INSTANT CASH ADVANCES • Borrow up to $250 today. Quals apply. • Work up to $500 cash advances over time with direct deposit² • Flat fee per cash advance LINE OF CREDIT • From $600 to $2,000. Avg $825. Quals apply⁸ • No interest, late fees, or penalties • Simple flat fee • Payment periods between 3 and 12 months FREE SECURED CREDIT CARD⁵ • No credit check, interest, annual fees, or minimum security deposit • Reported to Equifax, Experian, & TransUnion DOWNLOAD NOW! • Signup in less than two minutes with no impact on your credit

What's New

v4.36.0 · 2026-07-13

Big news: Zelle® has officially landed in the Varo app! Whether you’re paying a friend back for dinner, splitting rent, or chipping in for a group gift, you can now send and receive money in minutes,³ fee-free.

Details

Developer
Varo Money inc
Main Category
Finance
Version
4.36.0
Version Release
2026-07-13
Initial Release
2020-10-01
Size
116 MB
Age Rating
4+
Price
Free
Languages
EN
Bundle ID
com.varomoney.VaroBank
Version Rating
★ 4.86 (233,480)
First Seen
2026-05-28

Metadata updated 2026-07-19

Rank History

Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)

Free Rankings

2026-07-19

Paid Rankings

2026-07-19

No rankings

Competitive Benchmark — Finance Top 10

US · Free Rankings

What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.

#AppPriceRatingRatingsLangsLast Update
1Kalshi: Trade the World CupFree★ 4.82394,01012026-07-15
2PolymarketFree★ 4.6452,28212026-07-18
3Cash AppFree★ 4.798,533,42722026-07-13
4PayPal - Pay, Send, SaveFree★ 4.786,298,539362026-06-11
5VenmoFree★ 4.8515,467,10212026-07-09
6Capital One MobileFree★ 4.8510,851,90022026-07-07
7Trump Accounts: Official AppFree★ 4.806,90112026-07-14
8Chase Mobile®: Bank & InvestFree★ 4.849,315,67522026-06-29
9Chime® – Mobile BankingFree★ 4.821,524,80212026-07-14
10OnePay – Mobile BankingFree★ 4.86380,16212026-07-14
56Varo Bank: Online BankingFree★ 4.86233,48012026-07-13

User Reviews

Latest 12
★★★★Very bad nausea bad horrible🇺🇸 US

Don’t ever download this bs this app is horrible

Badredge· 2026-06-23
★★★★Total Criminals🇺🇸 US

This bank is total scam! I be misplaced my online ID so my money sits in savings and I can’t ac aess it because their 1800 is never manned by a human. The company never returns a email nothing but straight lies!

Sdb5088· 2026-06-23
★★★★"Illegal argument exception"🇺🇸 US

Usually this app is pretty good and I don't typically have issues with accessing my account unless it's a sitewide outage. However, I have been receiving this error message, illegal argument exception, for the past three days now. I have tried uninstalling and reinstalling this app about five times with no change. The only way that I am able to access my account is if I delete the app and login through the website which is not convenient. I need to be able to access my account through the app.

cocoayayo· 2026-06-22
★★★★Do not do business with this bank!🇺🇸 US

Suspended my account for NO reason. Terrible bank

Iwin3747· 2026-06-22
★★★★Varo is off🇺🇸 US

Why does varo tend to lock the account and say some illegal whatever when im not even using the app ?

Lokkii333· 2026-06-22
★★★★Illegal Argument Exception??🇺🇸 US

Ever since I signed up with Varo, it’s giving me a message of “illegal argument exception”. Can’t login to the app but can from my laptop. What gives???

Grams3384· 2026-06-21
★★★★Took my money🇺🇸 US

I used to love this app until my $200 was taken and I was only offered $50 after being 3 days late with my borrow payment so I will no longer be using this app and I wish to stop seeing it yall taking my money set me back so badly but it’s cool god got me won’t be using Varo again or shall I say I won’t let yall use me again

Sadd review· 2026-06-21
★★★★Misleading Ads🇺🇸 US

This app advertises cash advances but after going through the entire account creation process I was denied for a cash advances with a generic ineligible checking account as a reason. If you need help right away VARO can’t help you.

Areem2026· 2026-06-21
★★★★★I can’t get in or use my cash advance anymore🇺🇸 US

The cash advance doesn’t load up the screen and glitches everytime I tap on it to get a cash advance. I finished repaying off my cash advance from the last transaction and was going to use the cash advance to pay my phone bill. To end up I can’t get into my cash advance cause the screen isn’t loading up and keeps glitching. I spoken to the chat bot and they said it’s nothing they can do after I tried everything they told me to do and it’s still doing the same thing. The chat bot also said they couldn’t troubleshoot to fix like how you can’t fix the issue? Bad business right there hopefully this message gets across and the issue can be fixed…

NT5300· 2026-06-20
★★★★Loan options🇺🇸 US

I do not like the fact in order to qualify for a loan you have to set up your direct deposit meaning that they take the money directly from your employer. That sounds like a bunch of BS to trust a app to get your direct deposit going directly to them and they also expect you to work for major companies so my private job is not listed. There are more things I have to say, but most of all don’t waste your time thinking you would get any longer from them even after linking your personal account.

Peachy Michelle· 2026-06-19
★★★★Linked accounts doesnt work🇺🇸 US

Its really annoying that Linked accounts doesnt work

rodjasper· 2026-06-18
★★★★I love the bank and app🇺🇸 US

The advance feature started glitching

Varo 1· 2026-06-18

Reviews are collected only for apps with detected changes (new entries or sharp risers).