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Varo Bank: Online Banking

Varo Bank: Online Banking

Varo Money inc
Finance
Rating
★ 4.86233,442 ratings
Price
Free
Version
4.33.0
Size
115 MB
Age
4+
Released 2020-10-01First seen 2026-05-28App Store →

Screenshots

Varo Bank: Online Banking screenshot 1Varo Bank: Online Banking screenshot 2Varo Bank: Online Banking screenshot 3Varo Bank: Online Banking screenshot 4Varo Bank: Online Banking screenshot 5Varo Bank: Online Banking screenshot 6Varo Bank: Online Banking screenshot 7Varo Bank: Online Banking screenshot 8Varo Bank: Online Banking screenshot 9

Description

We are a real bank, built for the digital age. Member FDIC, backed by the full faith and credit of the U.S. Government. ONLINE BANKING • Early payday³ • No monthly, minimum balance, or overdraft fees¹ • 40k+ fee-free Allpoint® ATMs⁴ • Up to 5.00% annual percentage yield on first $5,000, quals apply⁷ • 2.50% APY on additional balances • Auto-saving tools • Unlike many money apps, we’re a real bank INSTANT CASH ADVANCES • Borrow up to $250 today by linking a qualifying account² • Work up to $500 cash advances over time with direct deposit² • Flat fee per cash advance • 30 days to repay LINE OF CREDIT • From $600 to $2,000, quals apply⁵ • No interest, late fees, or penalties • Simple flat fee • Payment periods between 3 and 12 months FREE SECURED CREDIT CARD⁶ • No credit check, interest, annual fees, or min security deposit • Reported to Equifax, Experian, & TransUnion • Quals: Must have an active Varo Bank Account in good standing & incoming deposits of $200 or more in the past 31 days SEND MONEY • Use recipient’s phone number or email address, even if they aren’t a Varo customer • Fast, secure, and free! DOWNLOAD NOW! • Signup in less than two minutes with no impact on your credit

What's New

v4.33.0 · 2026-06-02

Varo Advance just got even better! Now you can borrow up to $250 in minutes when you link a qualifying account.² It's a quick and easy way to get some extra cash when you need it most. Quals apply. We're also rolling out continued bug fixes and performance enhancements to keep the Varo app running smoothly for you

Details

Developer
Varo Money inc
Main Category
Finance
Version
4.33.0
Version Release
2026-06-02
Initial Release
2020-10-01
Size
115 MB
Age Rating
4+
Price
Free
Languages
EN
Bundle ID
com.varomoney.VaroBank
Version Rating
★ 4.86 (233,442)
First Seen
2026-05-28

Metadata updated 2026-06-14

Rank History

Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)

Free Rankings

2026-06-14
Finance#64

Paid Rankings

2026-06-14

No rankings

Competitive Benchmark — Finance Top 10

US · Free Rankings

What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.

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5PayPal - Pay, Send, SaveFree★ 4.786,299,070362026-06-11
6Trump Accounts: Official AppFree★ 4.1618512026-06-10
7Robinhood: Trading & InvestingFree★ 4.284,769,58812026-06-08
8Capital One MobileFree★ 4.8510,725,62222026-06-08
9Chime® – Mobile BankingFree★ 4.821,488,02312026-06-09
10Chase Mobile®: Bank & InvestFree★ 4.849,211,02422026-06-11
64Varo Bank: Online BankingFree★ 4.86233,44212026-06-02

User Reviews

Latest 10
★★★★Don’t recommend🇺🇸 US

Used their cash advance one time for the full amount they advertised. It was paid back on time and without delay but was not lined up with my paycheck and I could not edit that. Once it was paid back they then said that I couldn’t request another unless I used direct deposit into their account which was not an issue the first time.

Faintestlemon· 2026-05-30
★★★★★Varo customer for 5 years🇺🇸 US

I would like for you guys to bring Zelle back

Blubabby· 2026-05-29
★★★★★Over them🇺🇸 US

I been with them since 2021 and over the last 6 months they have become a issue . I never overdraft but lately I have been with zero explanation. My card is always locked. I have to always wait 6 days to try and see after the transaction clear tand I did get no help as to why . Apple takes $21 off my card on a Wednesday, I done had my card unlocked made several purchases but some how Friday afternoon I have a random-$8 again and they are saying it’s due to Apple which makes zero sense . I’ll be pulling my money out and going else where tired of paying myself back when I didn’t cause it .

She Will24· 2026-05-29
★★★★Customer service is nonexistent🇺🇸 US

They need to do better with customer service. U only get to chat with a bot in the app that does not understand or simply ignores commands. No real customer service is very disappointing.

$urmack· 2026-05-29
★★★★Awful Support, lots of problems🇺🇸 US

My external BofA debit card stopped working inexplicably. It works literally everywhere else, including other apps linked with Plaid. The problem is clearly with Varo, but their support team is lazy and unhelpful, so they told me to talk of BofA, which I already did. I am going to stop being a customer for this reason.

SE Alder· 2026-05-29
★★★★Unable to get advance now🇺🇸 US

I previously have been able to get cash advances from this app and paid back on time each time. All of a sudden they require you to deposit your checks to their bank to be eligible.

CD5410· 2026-05-29
★★★★Scan🇺🇸 US

This app sucks. They have deceptive practices with their advances designed to lock you in cycle. Future class action law suit guaranteed

WGRainey· 2026-05-29
★★★★★Positive view on VARO🇺🇸 US

Even though I get charged a fee for loading/deposits that I find expensive at a pharmacy store, VARO is the best app for personal and business needs. Best decision I’ve made to get this app and not deal with a bank.

Kalonikota26· 2026-05-29
★★★★System error🇺🇸 US

In the process of setting up my account, I entered my address and the app keeps telling me to double check my address to send the card. Like I don’t know my place of residence for the past 9 years smh. I couldn’t proceed any further than that.

msjazz87· 2026-05-29
★★★★★Best bank🇺🇸 US

Wow, I’m very impressed with using this bank . Would definitely recommend Varo to anybody who needs it. Never had any serious problems ,that can’t be solved , and when I do need help, support is helpful. Thanks Varo.

Jdof5· 2026-05-29

Reviews are collected only for apps with detected changes (new entries or sharp risers).