Bread Financial
Screenshots
Description
Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands. Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app. Discover convenient account management: • Activate your credit card • Review transactions and account statements • Add an authorized buyer to your account • Enroll in paperless statements • Request a credit limit increase Make or change a payment with ease: • Schedule one-time payments • Set up autopay • Review your payment history • Edit or delete a scheduled payment Track your credit card rewards, if applicable: • Check your rewards balance • Redeem rewards in the amount you want • Connect to exclusive offers for your card Tap into useful features with select accounts: • Set up alerts • Lock or unlock a card • Transfer another credit card balance If you need to contact us, you can send us a message through the app’s Secure Message Center. Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place! Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
What's New
Minor bug fixes and performance enhancements.
Details
- Developer
- Bread Financial Holdings, Inc.
- Main Category
- Finance
- Version
- 5.7.1
- Version Release
- 2026-07-13
- Initial Release
- 2023-07-05
- Size
- 98 MB
- Age Rating
- 4+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.lonoperationsllc.breadmobile
- Version Rating
- ★ 4.83 (149,727)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 59 | Bread Financial | Free | ★ 4.83 | 149,727 | 1 | 2026-07-13 |
User Reviews
U should allow debit card pymt
Having to make a payment by 5pm is annoying and stupid Other cards don’t do it I don’t understand why put people on a time limit As long as payment is received on time is all that should matter
I’m tired of getting the message “It’s not you! It’s us.” Every time I open the app it’s been giving me that error message for the last couple of weeks. What’s the point if it doesn’t work? They need to seriously look into fixing this bug.
It is extremely inconvenient to not be able to pay because it is five o’clock somewhere else. When I tried to make the payment on my end it was 2:44pm. We should be able to pay whenever we want. Also the new account balance takes 3 days to show after payment.
This apps is very easy to use.
Too low of a credit limit
Every time I go to get on this app, there’s an update that prevents me from accessing it. Every couple weeks when I get on the app it won’t let me until i’ve installed the newest version. I’m not always near wifi or in a building with good reception. And i’m busy. When I go to this app I’d like to get in, take care of what I need to, and get out. Not have to wait for updates to complete. It gets old. I get it, they want to improve functionality and fix things but it’s literally every single time..
Terrible app, never able to sign in and see balances. ALWAYS have to use easy pay. “Unable to send code” . Frustrating the app is unusable and always reroutes you to a website. Pointless of even downloading the app.
Not good
….the URL for each credit is the exact same, so my Passwords app wouldn’t allow me to save a different password for each credit card (3), so I had to finagle the URL on each one. You need to change the URL so it has the merchant name in it to make them unique and make it easier for saving the password for each separate login. And NO, I will not use the same password for each login. That’s just asking for trouble.
I wish the logo could be specific to my card issued.
The app works smoothly, the credit card rewards are great, generous credit limit etc. Only complaint is they are CONSTANTLY updating the app. Seems like every month when I open it, I have to go to the App Store first to update it. None of my other banks apps update that much. A small annoyance, but it’s my only complaint.
Reviews are collected only for apps with detected changes (new entries or sharp risers).