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ATM Cash Advance・Instant Money

ATM Cash Advance・Instant Money

ATM.com, Inc.
Finance
Rating
★ 4.6216,522 ratings
Price
Free
Version
2.136.1
Size
226 MB
Age
17+
Released 2020-10-27First seen 2026-06-07App Store →

Description

Looking for a quick cash advance or instant money to handle emergencies and avoid overdraft fees? With ATM Instant Cash™, you can get a cash advance fast with approval - no credit check, no interest, and no late fees. Think of it as your instant, payday cash advance option, helping you stay afloat when money’s tight so you don't have to borrow money from your friends. Plus, you can earn extra cash and get paid to answer surveys, play games, and more! *Eligibility is based on review and approval. Approvals typically take minutes, though times may vary. Not all applicants will be eligible for ATM Instant Cash™ or the maximum limit. Transfer fees may apply. ATM.com helps you earn money from: your data, playing games, answering paid surveys, sharing your location, cashback and bonus reward offers; while also providing personal finance budgeting tools and quick access to cash when you need it most. You can earn rewards and cash back from over 500 verified partners that can help you save money on your monthly expenses, improve your credit score, and more. Earn extra cash that you can withdraw directly to your bank account, not points, not gift cards, cash rewards! Get started by downloading the ATM.com app and start earning today. Beyond earning rewards, ATM Personal Finance puts you in the driver’s seat of your money. It’s bundled with ATM Instant Cash™ - your financial lifeline for unexpected expenses - plus smart spend tracking and budgeting tools all in one place. Track your spending month over month and visualize by category or merchant for valuable cashflow insights. Tighten up your finances with customizable budgets, setting limits overall or per category. Keep tabs on upcoming bills and easily identify unwanted or duplicate subscriptions. ATM Instant Cash™ provides you with quick access cash. It allows you to cover unexpected expenses with no credit check, no interest, and no late fees. You can access cash advance limits from $25*. Avoid overdraft fees and manage emergency expenses efficiently. Play and Earn! Users are earning up to $250 a month by playing games found on ATM. Earnings can range from $3 up to $250, and your earnings depend on how much you play. We’re working hard to find you more games to earn from and grow your money. If you’re a gamer, this is a great way to find side hustles to earn more money from. Rewards Portal There are over 500 offers for users to earn from. Earn from $1 up to $500. Our rewards portal is an easy way to grow your money. Daily Rewards You can earn every single day by coming back and answering a few questions! In fact nearly a million users have answered questions and you can earn in less than a minute. Try it out and earn daily at no cost to you! Paid Surveys New surveys are added weekly and users earn anywhere from $0.03 up to $5.00 for each survey they complete. Most surveys take a few minutes and our users love using them as a side hustle. This is a great way to earn more cash and not gift cards or points. Location Rewards Users can earn daily by sharing their locations and walking into stores. Unlike earning from surveys, games, and rewards portal offers, users earn passively from location rewards. Enable Location Rewards when you install ATM and earn cash passively. DISCLOSURES Disclosures are available at https://atm.com/legal-disclaimers/ Instagram: https://www.instagram.com/atmapp/ Facebook: https://www.facebook.com/atmdotcom/ Twitter: https://twitter.com/atmdotcom?lang=en Website: https://www.atm.com/

What's New

v2.136.1 · 2026-07-16

Bug fixes and optimizations.

Details

Developer
ATM.com, Inc.
Main Category
Finance
Version
2.136.1
Version Release
2026-07-16
Initial Release
2020-10-27
Size
226 MB
Age Rating
17+
Price
Free
Languages
EN
Bundle ID
com.atm.atm.prod
Version Rating
★ 4.62 (16,522)
First Seen
2026-06-07

Metadata updated 2026-07-19

Rank History

Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)

Free Rankings

2026-07-19

Paid Rankings

2026-07-19

No rankings

Competitive Benchmark — Finance Top 10

US · Free Rankings

What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.

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6Capital One MobileFree★ 4.8510,851,90022026-07-07
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8Chase Mobile®: Bank & InvestFree★ 4.849,315,67522026-06-29
9Chime® – Mobile BankingFree★ 4.821,524,80212026-07-14
10OnePay – Mobile BankingFree★ 4.86380,16212026-07-14
88ATM Cash Advance・Instant MoneyFree★ 4.6216,52212026-07-16

User Reviews

Latest 10
★★★★Snakes!🇺🇸 US

Talk about Taking advantage of people in a bad spot- Here’s a few bucks, btw; it’s 5 bucks to get it now, you have to sign up for a membership at 6 dollars monthly and oh yeah! Don’t forget to tip!! Wtf!.

ShtApp123· 2026-07-11
★★★★★Great app🇺🇸 US

Quick and easy, as long as you meet their requirements

JD Goldboys· 2026-07-10
★★★★★Legit and not greedy🇺🇸 US

Despite the somewhat cheesy name these guys are actually on the list of legit micro lenders and check all the boxes

fed up-not fed· 2026-07-10
★★★★★Too Many Fees🇺🇸 US

You’re really borrowing not much money. With $4.99 and $5.99, you really borrowing $9

Pinkranger5· 2026-07-09
★★★★Too low🇺🇸 US

Cash advance

Shneillll· 2026-07-08
★★★★DO NOT USE🇺🇸 US

The app keeps force closing as soon as I try and use advance worthless

Kaylaybae5682· 2026-07-07
★★★★Would not recommend🇺🇸 US

Terrible at would not recommend downloading it all save yourself the trouble and wait to get paid. Trust me. It’s a lot better in the long run.

Jay_stuntz· 2026-07-07
★★★★Not User Friendly🇺🇸 US

I signed up but when I go to login it says incorrect login credentials. I know I’ve entered the right info. I changed the password. Once again invalid credentials. I signed up with another email address and same issue. I emailed them 3 months ago (May) about this and they just now responded. They said the tech team made updates to correct the issue. They lied. I had to give them one star because zero wasn’t an option

Staceylynn76· 2026-07-07
★★★★★Always an issue🇺🇸 US

Every time I attempt to obtain advance the process takes “longer than usual.” I can’t begin to imagine the issue. No communication with customer service. It’s beyond irritating.

foodoobooo· 2026-07-07
★★★★This🇺🇸 US

Sucks

Ahcbnfirsjnf· 2026-07-06

Reviews are collected only for apps with detected changes (new entries or sharp risers).