Description
Gusto simplifies payroll, paycheck management, time tracking, expense reimbursement, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for employers, employees, and contractors. For business owners and payroll administrators: Payroll: Easily run regular or off-cycle payroll on the go. Time: Review and approve your team's hours and time off. Team: View and manage critical team information in one place. Onboarding: Add and onboard team members directly from the app. Notifications: Set up notifications and permissions to suit your business. Expenses: Review and approve expense reimbursements on the go.3 For employees: Paychecks: Easily manage paychecks and route money to different bank accounts. Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.² Benefits: Manage your benefits or sign up for special offers. Documents: Access and sign important documents. Time: Track your hours and request time off. Expenses: Snap receipts and submit expenses from anywhere. For US contractors: Pay: View payment history, download pay statements, and route money to different bank accounts. Time: Clock in and out, review tracked hours, make updates as needed, and check schedules. Scheduling: View personal and team schedules, and update availability. Documents: Access and sign important documents. ¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer submits the payment file. The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. ² All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. On-Demand Pay provided by Clair. Clair is a financial services company, not a bank. 3 Available with Gusto Plus and Gusto Premium only
What's New
Bug fixes and improvements.
Details
- Developer
- Gusto, inc.
- Main Category
- Finance
- Version
- 3.73.0
- Version Release
- 2026-07-13
- Initial Release
- 2020-09-28
- Size
- 272 MB
- Age Rating
- 4+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.gusto.money
- Version Rating
- ★ 4.82 (46,162)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 98 | Gusto Mobile | Free | ★ 4.82 | 46,162 | 1 | 2026-07-13 |
User Reviews
No way to savw password, everytine you have to input oassword. No way to ‘Stay Logged in’. You clock out for your 10 min break, come back in after 9 mins its already logged you out, start from inputting the password, see that piggy stroll for some tine then click on the Time button at the bottom then click on the Break Over thing… please fix this. I want to STAY LOGGED IN THE APP FOR AT LEAST 30 days without having to input the password again. It is important esp when clocking and out for 10 minute mandatory breaks!!!!!!! Your rival ON THE CLOCK keeps users logged in always. Requesting Sick Time Off - Inputting Hours is GLITCHY - Will not take in time keeps zeroing out on mobile app. Fix it
Love this app! After working as a gov contractor so many yearsthis app has been such a welcome change🤗I really like being able to clock in & out from my phone, see paycheck estimates, start different savings accounts for different things I’d like to save up for that automatically deposit, pull from those accts to transfer to debit card if needed, see how many hours I’ve logged, put in day off requests, see co workers days off scheduled & their bdays & milestones. Such a great little app & after being treated like a child for decades at a gov facility this has been such a breath of fresh air being more in control of my time at work😎Very nice! Tysm Gusto team! Keep up the great work!
Koo
There’s already enough fees and taxes. The fee to transfer your own money from your account to another could be better
This app takes forever to initiate and then makes you wait for a 2FA code that is also slow to arrive. Your clock in time is always a couple minutes after you tap the app. Then it tells you, a grown adult, that you are where you are supposed to be. It’s gross.
Very quick and easy. Using this app was easy it walked me through everything I needed to do. I was completely done in lesson 10 minutes. It was my first time using this app. The second time I used it to set up an account it took me less than one minute.
Never get paid early always get paid days late. Contact Consumer Financial Protection Bureau, Eight Five Five, Four One One, Two Three Seven Two, and Federal Deposit Insurance Corporation, Eight Seven Seven, Two Seven Five, Three Three Four Two, Re: Delayed Direct Deposits Direct deposit is always delayed over 5-6 days after actual payday, due to negligence, rent and utilities are now paid late with late fees added because they delay payroll deposits
Very easy to use and will not let you borrow more then you can afford
Delayed my pay and had not paid me or my co workers
Told me if I sign up to gusto I would get my check earlier…didn’t get it earlier. Then I was charged nearly to percent to transfer funds which I was told was free. If u want to transfer funds to account it takes 5 business days. Scams.
I’ve used gusto for about 3 years now, and it is complete garbage, I could not hate this app more, support is nowhere to be found, load times are horrid, it crashes, their top concern is being cute with dumb animations and font If you decide as a company to use this app, you are torturing your employees and I hope your coffee is always the wrong temperature If I could give 0 stars I would. Trash- the dev team should be fired and blacklisted, I’ve seen government websites that function better
Gusto Mobile requires use of the most updated version of the app, which is not compatible with some legacy iOS versions on older phones. This prevents opening the app and renders it useless, and is a basic feature to have. Sad to see user experience neglect and hope that this is changed in the future.
Reviews are collected only for apps with detected changes (new entries or sharp risers).