Lenme: Investing and Borrowing
Screenshots
Description
ACCESS INSTANT $200 CASH ADVANCE - NO MATTER YOUR CREDIT SCORE! Welcome to Lenme, the one-stop app where your money needs meet real solutions—fast, fair, and flexible. Whether you're facing an unexpected bill or just need a boost until payday, Lenme makes Personal Loans and Instant Cash Advances simple and accessible for everyone. UNLOCK FAST CASH, TOTAL CONTROL, AND ZERO STRESS All-Inclusive Loan Options: Whether you need $50 or $5,000, Lenme has the Loan designed for your needs—groceries, bills, emergencies, you name it. No Hidden Fees: Enjoy full transparency. Your subscription gives you access to thousands of lenders ready to fund you—with zero tips, extra fees, or surprise charges. Balance Guard = Full Protection: Tired of overdraft fees? Just set a balance limit, and Lenme will auto-secure a Cash Advance to protect your account. Instant Offers: Post your request and get real funding offers from our trusted lenders—often in just minutes. Loans on Your Terms: You choose the amount, repayment period, and the offer that fits your lifestyle. No pressure, only options. Daily Deals, Big Savings: Enjoy access to money-saving tools like Credit Score boosters, Insurance plans, and Side Hustle programs—all in our Marketplace. Lenme isn’t just for borrowers. It’s also the perfect gateway to Passive Income and Financial Freedom. LENDERS – MAKE MONEY WHILE YOU SLEEP Access 2.5M+ Borrowers: Gain access to millions of verified loan seekers. You’re in Charge: Set your own interest rates, send offers, and lend on your terms. Automate Everything: From lending to withdrawals, Lenme’s automation tools handle it all—effortlessly growing your earnings. OWN CRYPTO? WE HAVE A SPECIAL LOAN FOR YOU! By connecting your crypto wallet, you unlock exclusive access to Personal Loans up to $10,000—a new kind of borrowing backed by your assets. Download Lenme now and experience the smarter, faster way to access Cash Advances or Personal Loans you deserve—no matter where life takes you. Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate. Lenme offers monthly and annual subscription plans available via In-App Purchases. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time by going to your Account Settings on the App Store after purchase. Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency. Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96. For more information, see our Terms of Use and Privacy Policy: https://lenme.com/privacy-policy/ https://lenme.com/term-of-use/
What's New
We're excited to introduce LenAI and Lenme Arcade, powerful new features designed to help lenders make smarter decisions and give users new ways to earn on Lenme. We're always working to improve your experience. Here's what's new in this update: • Introducing LenAI: An intelligent lender agent that helps you better understand borrower profiles with deeper insights, risk signals, and smarter decision support. • Lenme Arcade: You can now play games and earn real cash directly in the app. • Lenme Reward Survey: Share your feedback through quick surveys and earn rewards for helping us improve your Lenme experience. • Bug Fixes & Improvements: We fixed several issues to make the app smoother and more reliable. Have feedback or questions? Reach out anytime at hello@lenme.com.
Details
- Developer
- Lenme Inc.
- Main Category
- Finance
- Version
- 26.5.0
- Version Release
- 2026-05-20
- Initial Release
- 2018-09-20
- Size
- 147 MB
- Age Rating
- 17+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.lenmoinc.lenmo
- Version Rating
- ★ 4.45 (75,775)
- First Seen
- 2026-05-30
Metadata updated 2026-06-14
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the Cup | Free | ★ 4.76 | 154,874 | 1 | 2026-06-12 |
| 2 | Polymarket | Free | ★ 4.64 | 31,253 | 1 | 2026-06-12 |
| 3 | Cash App | Free | ★ 4.79 | 8,443,162 | 2 | 2026-06-08 |
| 4 | Venmo | Free | ★ 4.85 | 15,466,190 | 1 | 2026-06-08 |
| 5 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,299,070 | 36 | 2026-06-11 |
| 6 | Trump Accounts: Official App | Free | ★ 4.16 | 185 | 1 | 2026-06-10 |
| 7 | Robinhood: Trading & Investing | Free | ★ 4.28 | 4,769,588 | 1 | 2026-06-08 |
| 8 | Capital One Mobile | Free | ★ 4.85 | 10,725,622 | 2 | 2026-06-08 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,488,023 | 1 | 2026-06-09 |
| 10 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,211,024 | 2 | 2026-06-11 |
| 84 | Lenme: Investing and Borrowing | Free | ★ 4.45 | 75,775 | 1 | 2026-05-20 |
User Reviews
I love this app. Really easy to use and understand
Very easy to navigate, thank you lenme!!!! ✨
I have tried multiple times to submit a loan request and was given the notification multiple times that I had an offer but every time I try to click on the link for the offer it doesn’t work. I have tried to speak to customer service because that seems like a technical problem, but that was like talking to a brick wall. At this point I’m ready to get my money for the subscription back and to delete the app altogether.
I had a really positive experience using Lenme. The app was simple to navigate, the process was fast, and I appreciated how straightforward everything felt from start to finish. It gave me a convenient way to connect with lenders without all the stress and confusion that usually comes with borrowing money. Customer support was responsive, and I liked being able to track everything directly through the app. Overall, Lenme made the experience smooth, professional, and reliable. I would definitely recommend it to anyone looking for a quick and easy lending platform.
I would recommend anyone to use this app for many personal financial reasons . I just started using this app this year and have yet to stop using. Pretty cool app
The app is great. Love the compare loan options really help bundle everything into one place
Legit fast and easy
The app needs some help. It kept freezing and wasn’t easy to use.
Has not helped me and I have a 650 credit score which isn’t perfect but I figured it would do something
You spend all this time creating an account and then you have to send out a request for a loan and wait however long for them to tell you someone decided to take on your loan, if that ever happens. I dont believe it does happen because ive tried many times and have yet to get an offer on any loans I’ve requested.
Reviews are collected only for apps with detected changes (new entries or sharp risers).