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Experian®

Experian®

Experian
Finance
Rating
★ 4.842,655,912 ratings
Price
Free
Version
4.2.20
Size
239 MB
Age
4+
Released 2016-05-16First seen 2026-05-28App Store →

Description

Financial Power to All™. Get your Experian credit report and FICO® Score* with a free Experian® membership—no credit card needed! Apply with confidence for credit cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not initially approved^^. You could save big on car insurance and even get notified about changes to your credit profile. With a paid membership, you could save an average of $631/year on bills and subscriptions with Bill Negotiation & Subscription Cancellation**, get started today. GET STARTED FOR FREE ■Experian credit report and FICO® Score* Check your FICO® Score and credit report anytime, anywhere—it won't hurt your credit. Get every 30 days. See what factors help or hurt your FICO® Score, and actions to take for better credit. ■Experian Boost®ø Raise your FICO® Score* using bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments. ■Credit monitoring Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report. ■Marketplace^ Compare credit card, personal loan or car insurance options matched to your unique credit profile. Apply with confidence for cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you aren’t approved^^. You could save money with a personal loan or save over $1,007+/year on car insurance^^^. PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation** You could save up to $631/year and time when we negotiate your bills!! We'll even cancel subscriptions you no longer want. ■Experian CreditLock*** Protect against identity theft by locking your Experian credit file. We’ll alert you real-time if someone applies for credit in your name while your file is locked. TERMS See experian.com/legal for Terms of Use Agreement & Privacy Policy. øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether. **Results will vary. Not all bills or subs are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. Experian members for whom Experian completed at least one negotiation and canceled at least one subscription averaged $631/year of anticipated savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/ ^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. ^^Applying for ‘No Ding Decline™’ credit cards won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores. ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved. ©2025 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html

What's New

v4.2.20 · 2026-06-04

Regular improvements to the Experian app help you manage your credit anytime, anywhere. This update includes the latest bug fixes and performance upgrades.

Details

Developer
Experian
Main Category
Finance
Version
4.2.20
Version Release
2026-06-04
Initial Release
2016-05-16
Size
239 MB
Age Rating
4+
Price
Free
Languages
EN
Bundle ID
com.experian.experianapp
Version Rating
★ 4.84 (2,655,912)
First Seen
2026-05-28

Metadata updated 2026-06-14

Rank History

Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)

Free Rankings

2026-06-14
Finance#28

Paid Rankings

2026-06-14

No rankings

Competitive Benchmark — Finance Top 10

US · Free Rankings

What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.

#AppPriceRatingRatingsLangsLast Update
1Kalshi: Trade the CupFree★ 4.76154,87412026-06-12
2PolymarketFree★ 4.6431,25312026-06-12
3Cash AppFree★ 4.798,443,16222026-06-08
4VenmoFree★ 4.8515,466,19012026-06-08
5PayPal - Pay, Send, SaveFree★ 4.786,299,070362026-06-11
6Trump Accounts: Official AppFree★ 4.1618512026-06-10
7Robinhood: Trading & InvestingFree★ 4.284,769,58812026-06-08
8Capital One MobileFree★ 4.8510,725,62222026-06-08
9Chime® – Mobile BankingFree★ 4.821,488,02312026-06-09
10Chase Mobile®: Bank & InvestFree★ 4.849,211,02422026-06-11
28Experian®Free★ 4.842,655,91212026-06-04

User Reviews

Latest 10
★★★★Biased🇺🇸 US

Better than Credit Karma, but you have to pay for the app. To have current #’s

Ironblood02· 2026-06-11
★★★★Where to log out🇺🇸 US

If you don’t know the required sequence of steps needed just to sign out, good luck. It’s almost impossible to find where to log out, it’s not clear on any pages. You need to the ‘dashboard’, then you’re supposed to know to hit ‘more’. A menu pops but you need to know what to click that gets you to another (otherwise hidden) page. Scroll to the bottom and find where to sign out.

McG_onSax· 2026-06-11
★★★★Dark mode🇺🇸 US

This app and App icon doesn’t support dark mode. Otherwise, great app.

Paul197777· 2026-06-11
★★★★★Love🇺🇸 US

Very easy to use I love that I can get all the information in one place and see how I’m doing. See how I’m not doing but I prefer to see how great I’m doing and it captures it all in one app so thank you.

PeacockJones· 2026-06-11
★★★★★Mrs. Janilah Ashadí🇺🇸 US

Exceptional all 10 stars thanks

JaNila Ashadí· 2026-06-11
★★★★★I🇺🇸 US

It’s great

aadfghhu· 2026-06-11
★★★★★Excelente🇺🇸 US

Buena

Tony99@@· 2026-06-11
★★★★★I like seeing my credit score🇺🇸 US

App is a little hard to navigate but I keep trying until I get what I need

Cslrdave· 2026-06-11
★★★★★I love my credit🇺🇸 US

In the last 12 months, I’ve been able to check my credit and monitor changes so that I can eventually get a hi-fi score to obtain better interest rates on my credit cards and paydown debt.

L8Ford· 2026-06-11
★★★★★Cost🇺🇸 US

Your price per month keeps going up I might have to cancel

sFarr63· 2026-06-11

Reviews are collected only for apps with detected changes (new entries or sharp risers).