Albert: Budgeting and Banking
Description
THE ALL-IN-ONE MONEY APP Budget, save, spend, and invest. All in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask Genius anything. Subscription required. Try 30 days before you’re charged. ONLINE BANKING Get paid up to 2 days early with direct deposit. Earn cash back at select stores. Albert is not a bank. See more below. BUDGETING AND PERSONAL FINANCE MANAGEMENT Get a monthly budget, track expenses, and customize your spending plan. See all your accounts in one place and track recurring bills. Find subscriptions you don’t use and negotiate to lower your bills. AUTOMATIC SAVING AND INVESTING Smart money automatically transfers money to help you save and invest. Open a high yield savings account to earn competitive Annual Percentage Yield (APY) on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See more below. PROTECT YOUR MONEY 24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score. DISCLOSURES Albert is not a bank. Banking services provided by Stride Bank, N.A., Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Stride Bank, N.A., pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Stride Bank, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied. Albert plans range from $19.99-$39.99. Auto-renews until canceled or your Albert account is closed. Cancel in the app. See Terms for more. Albert Genius is an AI financial assistant and can make mistakes. Information or recommendations by Genius are provided “as is” and may be inaccurate. Instant Advances are available to you at Albert’s discretion. Limits range from $25-$1,000, subject to eligibility. Not all customers will qualify and few qualify for $1,000. No subscription required. Instant line of credit issued by FinWise Bank, Member FDIC. Limits range from $25-$1,000, subject to eligibility. Draw fees apply. No subscription required. Terms apply. Instant Loans are issued by FinWise Bank, Member FDIC, or Albert, under licenses in Utah and Florida. Loans start at $1,000, and are subject to eligibility and credit review. No subscription required. Terms apply. Early access to direct deposit funds may vary depending on payer’s deposit timing. Cash back subject to terms. High Yield Savings account interest rates are variable and subject to change at any time. Rates current as of 2/24/26. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account. Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. Investing content provided by Albert Genius are research tools, not recommendations. More info at albrt.co/disclosures. Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Address: 440 N Barranca Ave #3801, Covina, CA 91723 No customer support available at this address. Visit www.albert.com for help.
What's New
Bug fixes and performance improvements.
Details
- Developer
- Albert Corporation
- Main Category
- Finance
- Version
- 10.0.60
- Version Release
- 2026-07-16
- Initial Release
- 2016-06-02
- Size
- 223 MB
- Age Rating
- 4+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.albert.Albert
- Version Rating
- ★ 4.65 (319,560)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 60 | Albert: Budgeting and Banking | Free | ★ 4.65 | 319,560 | 1 | 2026-07-16 |
User Reviews
“Smart saving” just means make sure mans bank account is the closest to 0 as possible
They’ll take your $ with automatic smart savings. Claiming to take 5-100$ sometimes more. They took nearly everything I had in my bank account and are trying to get me to pay 18.99 for an instant transfer for taking my money and leaving me with less than $100. They took $370 and put it into their smart savings. But left me with so little
The app is cool but understand that you will be paying a multitude of fees associated with this company. Monthly, withdrawal fees, genius fees, advance fees, etc. I guess the option to advance or get a loan may be a perk, and the savings option. I don’t think the investment option is worth the extra fee….keep note of your records so you understand what you have paid in the year.
Like the app hate the saving feature. And the money is always PENDING and I can never cash it out.
Albert helped me a lot in a time of need
This app has been clutch for me !
Good for literally nothing and makes it almost impossible to cancel the subscription
This is a horrible waste of money. Took me weeks to cancel, they make the process daunting, and confusing. I LOST SIGNIFICANT AMOUNTS OF MONEY WITH THIS APP THAT I CAN NEVER GET BACK.
Very nice
Helpful in financial hardships
Has been super helpful when I absolutely needed it!!!!
Absolutely the best app I've used thus far. When I need a little extra cash for short term use, it’s always been available for me. Thanks Albert!
Reviews are collected only for apps with detected changes (new entries or sharp risers).