Pay Off Debt by Jackie Beck
Screenshots
Description
Whether you want to use the debt snowball method, a debt avalanche, or pay off debt in any order at all, the award-winning app Pay Off Debt by Jackie Beck can help keep you motivated and moving to debt freedom. Over 53,000 users can’t be wrong. As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!” If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life. You can go from uncertainty, stress, and worry to doing the things YOU want to do. Guilt free. I know, because my husband and I paid off over $147,000 and are now completely debt free. You can do the things that matter to you too. ▶ ABOUT PAY OFF DEBT: It’s different from the others -- not just because it's been around since 2009 and reached the #1 Financial app multiple times. It's different because you don't JUST get the app. You also get someone who is on your side; someone who wants to see you succeed and reach the FREEDOM that awaits. I have helpful articles at JackieBeck.com, offer free email tips, and reply to your questions and comments. I don't bombard you with ads or try to sell you loans or credit scores in the guise of helping the way some do. ▶ WHAT OTHERS SAY ABOUT THE APP: "The greatest thing since "Total Money Make Over". I absolutely love this app! It helps me stay motivated to keep that snowball rolling! AND instead of trying to come up with the words to explain it to my husband this app did it for me. He is 100% on board with dumping debt now!" -Steph "I just paid off my first debt thanks to this app! I swear being able to watch my % increase and my amount due decrease really helped me stick to the snowball plan. Just mailing monthly checks, and reading the statements isn’t as rewarding as this plan. Now paying off my debt feels better than shopping!" -Berryhappy "Unique way of knowing exactly what you owe and how much is left to pay. No other app does this as smooth and perfect as this one. Lots of different features and customer service is great!" - J_019 ▶ WITH PAY OFF DEBT YOU CAN: • Stay motivated by seeing your planned debt-free date and visualizing your progress. • Pay off debts using the order and method that works best for you • Compare & contrast how long it'd take to pay off your debt with different scenarios, and find out how much of a difference even a small extra payment might make. (You can make changes at any time.) • See exactly how far you’ve come by viewing the payment history for each debt. • Record payments several ways. For flexibility, you can record payments that are different from the regular minimum payment and record payments frequently. • Avoid worry. Pay Off Debt doesn’t connect to your accounts or move money around for you. Instead, you do the behaviors that will help you become debt free. • Have confidence. Pay Off Debt shows you amortization tables and a summary of your debt as a whole, and lets you make notes. It takes it all into account: interest rates, starting & current balances, your planned monthly payment, payment recorded dates, estimated time left, and even taxes & insurance (escrow) when adding a Mortgage/HELOC type debt. • Work together with your spouse and/or an accountability partner. (You can email your info to up to 4 emails and share your debt snowball across devices if you’re using the same Apple ID.) • Use additional features, like choosing the currency you want, password protection, etc. See https://www.jackiebeck.com/pay-off-debt-app-info/ for the full list. ▶ DOWNLOAD PAY OFF DEBT NOW & HEAD TO FINANCIAL FREEDOM! (If you have questions or ideas, please email me at jackie@jackiebeck.com.)
What's New
Fixed issue with email feature.
Details
- Developer
- Parallel Focus LLC
- Main Category
- Finance
- Version
- 3.3.5
- Version Release
- 2019-09-27
- Initial Release
- 2009-04-02
- Size
- 111 MB
- Age Rating
- 4+
- Price
- USD 4.99
- Bundle ID
- com.websiteforge.payoffdebt
- Version Rating
- ★ 3.56 (34)
- First Seen
- 2026-05-29
Metadata updated 2026-06-16
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
No rank history data
Free Rankings
No rankings
Paid Rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Military Retirement | USD 5.99 | ★ 4.85 | 13,245 | 1 | 2026-04-26 |
| 2 | 10bii Financial Calculator | USD 7.99 | ★ 4.73 | 663 | 1 | 2026-04-23 |
| 3 | Money Manager (Remove Ads) | USD 5.99 | ★ 4.84 | 2,772 | 19 | 2026-05-31 |
| 4 | US Debt Clock .org | USD 4.99 | ★ 4.57 | 583 | 1 | 2020-12-14 |
| 5 | Accounts 3 Checkbook | USD 4.99 | ★ 4.55 | 2,974 | 6 | 2025-02-06 |
| 6 | HomeBudget with Sync | USD 4.99 | ★ 4.63 | 1,252 | 11 | 2026-05-14 |
| 7 | My Currency Converter Pro | USD 3.99 | ★ 4.87 | 2,677 | 3 | 2026-05-13 |
| 8 | BA Financial Calculator (PRO) | USD 3.99 | ★ 4.85 | 447 | 1 | 2025-09-25 |
| 9 | Stock Market Predictor AI | USD 4.99 | ★ 0.00 | 0 | 1 | 2025-05-30 |
| 10 | StockSpy: Real-time Quotes | USD 9.99 | ★ 4.66 | 515 | 9 | 2026-04-03 |
| 83 | Pay Off Debt by Jackie Beck | USD 4.99 | ★ 3.56 | 34 | 0 | 2019-09-27 |
User Reviews
Like the straightforward simple app but it crashes when you try to configure the type of snowball and it does not let you scroll through payment history. Glitchy!
The App is acting up… crashing when configuring the snowball under settings, not updating payments in the history, not providing a payoof date time when adding new debts… If it works as it’s supposed to I would rate it a five star App!! Please fix it!!!
Really want to use this app but it stops working after entering only 2 or 3 debts...paid for this. Have to keep deleting and reloading it. I'm sure this would be great if it would work properly.
I love the app but it crashes so much. It crashed yesterday again and it still won’t open. Wish an update could be pushed out to fix it. I’m about to get a different app.
Use to be a good app. But I updated the app on 12/31/20... & now IT WILL NOT OPEN!!!! Not a happy camper. Making this app worthless to me
This is a great app but it has developed an issue where when I try to configure snowball the app closes down. Also when I scroll through payment history it glitches and takes me back to the top. Please fix.
I was MORE THAN 27 THOUSAND in debt. I was drowning. This app helped me figure out which debts to pay off first and then roll over my payments so I could pay them off faster. Felt good to add my payments each month and see the estimated time until debt freedom. I still have student loans, but my credit cards and personal loans are gone. Thank you for this app! I used this and Albert to manage my money and escape the clutches of debt.
IMPOSSIBLE TO FUNCTION IN HORIZONTAL MODE ON IPAD. THIS WILL BE FIRST APP IN HISTORY TO BE REQUESTED REFUND. SAID COMPATIBLE WITH IPAD BUT DID NOT IDENTIFY REFUSAL TO AUTO OR MANUALLY SWITCH VIEW ORIENTATION.
This app is fine as a list of your debts and their corresponding individual amortization tables. I was hoping to have a sum of my minimum payments on all my cards and then have the ability to play around with additional funds to see how much to apply to each card to pay the least interest... you can enter additional funds but you’re on your own to determine the best place to apply them.
I love the idea of this app, however after a couple months of recording my payments, NONE of the balances are even close to the real balance. I have even cleared it and reentered the information. Still was incorrect.
Reviews are collected only for apps with detected changes (new entries or sharp risers).