스크린샷
설명
Instant cash advance up to $150* to borrow money between paydays, budget smarter, and track your credit score with True Finance. True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards. CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided. INSTANT PROCESSING Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify. SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon). EARN TAB Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month. CREDIT SCORE MONITORING View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early. MARKETPLACE OFFERS Explore personal loans, credit cards, and insurance from trusted partners — all in one app. ABOUT TRUE FINANCE Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions. MEMBERSHIP DETAILS AND DISCLAIMERS Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025. True Finance is not affiliated with or endorsed by any other loan, money, or budgeting apps or services, including Vola, Empower, MoneyLion, Dave, Earnin, FloatMe, Cleo, Albert, Brigit, Chime, Klover, Current, SoFi, Varo, PayActiv, Branch, Cash App, CashApp, Credit Karma, Experian, Daily Pay, Credit One, or any grant cash advance or borrow money providers. Search terms associated with financial tools may include: cash advance, borrow money, online loans, grant cash advance, budget apps, track spending, AI budgeting, smart budgeting, credit score monitoring, Experian credit tools, Credit Karma alternatives, Daily Pay, Earnin, Dave, FloatMe, Cleo, Brigit, Cash App, CashApp, Credit One, and other money-management resources.
새로운 소식
This update includes minor bug fixes and better iOS 26 support. Because True Finance is all about fast instant cash advances. Get cash before payday to help avoid overdraft fees. Remember to update the app to ensure you’re using the latest version
상세 정보
- 개발사
- True Finance LLC
- 주 카테고리
- Finance
- 현재 버전
- 10.4.0
- 버전 출시일
- 2026-03-12
- 최초 출시일
- 2022-12-21
- 용량
- 114 MB
- 연령 등급
- 4+
- 가격
- 무료
- 언어
- EN
- 번들 ID
- com.jointrue.app
- 현재 버전 평점
- ★ 4.77 (62,370)
- 첫 수집
- 2026-05-28
메타데이터 갱신 2026-07-19
순위 히스토리
무료 기준 · 최대 90일 · 상위 5개 카테고리 표시 (Y축: 순위, 낮을수록 상위)
무료 순위
유료 순위
순위 없음
경쟁 벤치마크 — Finance Top 10
이 앱을 이기려면 무엇이 필요한가 — 같은 카테고리 상위권과의 비교입니다. 주황색 행이 현재 앱입니다.
| # | 앱 | 가격 | 평점 | 리뷰 수 | 언어 | 최근 업데이트 |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | 무료 | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | 무료 | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | 무료 | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | 무료 | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | 무료 | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | 무료 | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | 무료 | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | 무료 | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | 무료 | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | 무료 | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 78 | True Finance: Cash Advance | 무료 | ★ 4.77 | 62,370 | 1 | 2026-03-12 |
유저 리뷰
Terrible advancements for someone who makes 8K a month and you offer 15 bucks. It’s laughable.
App charges a subscription fee if you need money, why you pay to possibly get denied and off you’re short on cash
Very helpful and quick
I don’t understand why would u have to subscribe and pay 6.99 just to start an advanced at 10$ and want to know until u pay the subscription !!! Don’t even make sense smh
So you charge up front before even getting approved? How is that helpful. These apps should be illegal. Nothing but swindlers looking to rip you off.
So I probably had this app well over two years now and I get more than 1500 a week deposited into my account but I just think it’s funny that I’m only ever been able to be approved for $55 and I’ve always repeated on time, I don’t use it all the time only when I need to in emergencies and for some reason, I’m still only ever approved for 55. I hate getting emails saying oh you have loan offers available or I can get up to $150 knowing it’s never going to be that amount
No warning of this, no prior message, I joined and paid the subscription and basically lost money and the support is automatic and frustrating. I would like my sub fee money back, given I can’t even have the service in my state.
Stay away from this app
First app review I have ever left in 16 years using the App Store. These guys just took my $6.99 and gave me absolutely nothing for it. Maybe I’m in the wrong business. If you wanna gamble try em out just know you may lose $6.99 for no reason.
I was able to get advance and it increased over time
Very inconvenient because this Bank does not withdrawal on your paydays.
I requested an advance and this only provided me $50 I needed at least $150
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