MoneyLion: Banking & Cash Back
Description
Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it. BANKING WITH MONEYLION SPEND - GET PAID EARLY (UP TO 2 DAYS)² Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits. CASHBACK & REWARDS- MONEYLION WOW⁷ Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more. CASH ADVANCES UP TO $500¹ Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check. FAST LOAN OFFERS⁵ Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts. CREDIT BUILDER LOAN WITH A MEMBERSHIP⁶ Credit Builder Loans up to $1,000 with no hard credit check. MoneyLion helps you earn rewards as you improve your credit health. Get alerts and report credit scores to all 3 bureaus; Equifax, Experian and TransUnion. MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover,, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma or Credit One Bank 1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements. Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. 2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature. 5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees, or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all. 6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506 249 W 17th St, 4th Fl, New York, NY 10011
What's New
Bug fixes? Check. Performance improvements? Check. Improved experience? You bet.
Details
- Developer
- MoneyLion
- Main Category
- Finance
- Version
- 7.155.0
- Version Release
- 2026-07-13
- Initial Release
- 2015-12-17
- Size
- 238 MB
- Age Rating
- 17+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.MoneyLion.MoneyLion
- Version Rating
- ★ 4.77 (318,745)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 35 | MoneyLion: Banking & Cash Back | Free | ★ 4.77 | 318,745 | 1 | 2026-07-13 |
User Reviews
I so appreciate MoneyLion. I needed some money in a moment and MoneyLion came through
If I had a chance to not put a star it would have none. Don’t use this bank due to they will close your account without requesting for an information where the funds are coming from. Then they give you the run around so I could have sent proof that the money was coming from the school. Instead of letting me remove the funds they are now sending it back to my school. They had me resend my ID apparently so I would think that their mistake was being corrected. They permanently closed my account because I was having funds going into my account
The service is pretty awesome. It keeps you on your toes making sure you hit all the marks. Follow the directions. Have a great time.
They changed my direct deposit information to steal my paycheck after connecting to ADP and then locked me out of my account so I couldn’t take my money back! DO NOT USE THIS APP! CONVENIENT THEY DONT HAVE CUSTOMER SUPPORT EITHER!
La recomiendo ampliamente realmente ayuda
Love the app out of either app. Many different advantages for getting extra money.
I have been a loyal customer of MoneyLion and even recruited others to this app for years now. I have never had any issues until recently. That's when I saw their true colors! I have never known a lending company to penalize loyal customers for paying off their debts EARLY!!! I normally always pay back my Instacash loan on my paydays however this past weekend I got paid early. I decided to get ahead of the game and pay off my Instacash loan early and reborrow. BIG MISTAKE! Because I reborrowed two days before my payday they expected me to pay back my new instacash loan two days later! 48 hours to pay back instacash is ethically and I suspect LEGALLY wrong! So now the rest of my Instacash available funds have been blocked because the system thinks I never repaid my original loan because I paid it early and reborrowed before my regular payday. and MoneyLion doesn't allow their reps to fix this issue or update the system so I'm screwed because I can't access my money! The same issue also affected my credit builder loan! I was penalized for making my credit builder loan early and because I wouldn't pay double by paying it again on my payday two days later, they are considering it a late payment!!! They are screwing up my credit for paying my loan early!!! THIS IS UNFAIR, RIDICULOUS, AND DARE I SAY, ILLEGAL?! And throughout this entire process getting in touch with customer service has been IMPOSSIBLE... that is unless you want to delete your account! I called three different phone numbers ten times over the past two days and waited on hold for fifteen minutes each time before hanging up. I sent two emails and even reached out to them on social media and still have not received a response. And don't even get me started on the so called "chat." Anyone whose tried using it knows that's a complete joke. You can't even see the screen! But wouldn't you know it, the minute I click on the "delete my account" button, after trying for two days to reach someone, a brand new phone number pops up and they answer on the first ring! They know exactly what they're doing and I am so disappointed to be treated this way after being a loyal customer for so long. I will be deleting my account as soon as this is cleared up.
Charging a tip on a cash advance is probably as scandalous as you can get.
The app itself works fine for what it advertises, once trying to remove any kind of information or deleting the app they will ignore your request.
Amazing
Reviews are collected only for apps with detected changes (new entries or sharp risers).