Concora Credit

Have their credit cards for a couple of years and no issues. Never had to dispute anything so I can’t vouch for support.

After updating the app. I’m not able to sign into my account.

If you’re trying to rebuild your credit, these are great cards. Yes, they have high yearly fees but they’re not prime credit cards. These are cards for people with poor to fair credit. You’ve got to start somewhere, might as well start here.

Concora offers multiple credit cards and it’s easy to get approved, even with poor credit. The app is easy to use, and I can store my payment information so that I don’t have to enter it every time. If I set a payment for a later date, it’s easy to cancel and reschedule if necessary. Definitely recommended for anyone needing to build or rebuild their credit.

I have two cards with the company and have no issues whatsoever! I would highly recommend them to anyone! I wish they would add a biometric login to speed up logging into the app

The app is a joke. The login process is the worst part, it actually redirects you to their website, which is glitchy. Beyond that, doesn't feel like much of anything works smoothly. Also takes way too long for payments submitted via the app to be credited to your account.

The application to sign in is horrible. It’s very long process and it forces you to share your information and even says it’s gonna share your information with third-party services without being able to opt out so basically without your permission.

Every time I have to pay a bill for the card associated with this app I weigh the pros and cons of closing this card and what effect it will have on my credit score. It’s unparalleled in its limited functionality. The login process feels like it was programmed by the CEOs third nephew twice removed as a favor for missing last year’s Christmas party. Please for the love of god spend some of the monthly fees you charge me and hire a real app developer!!!

They hide the fact that there is a yearly and monthly fee. They will not let you even close your account until the yearly fee is paid. Trying to deal with them on phone is an absolute joke. They spam offer “credit protection services”, which is a total scam. During tax time they were suggesting I use my tax return to pay them. Wtf? That’s presumptive and quite rude of them. I paid off balance, and quickly closed my account. Please avoid this company and save yourself a major headache. Reporting them to BBB, and I suggest everyone that has been scammed by these guys to do the same. Avoid.

I recommend being very careful before opening this credit card. In my experience, it has been one of the worst companies I have dealt with. The app has constant issues, payments do not process properly, and the monthly maintenance fee is very high compared to the benefits offered. At the beginning, they advertise many advantages to encourage you to open the card, but later those benefits do not actually work as promised. Overall, I consider this to be a very poor and unreliable company.

I have the indigo card, and I have no complaints. There are no account maintenance or annual fees. I pay my balance off, so I don’t have to worry about interest. I have nothing to complain about. The app and the card is straightforward.

Every time you log in you have to clear out a pop up. It’s super annoying.