Klover - Instant Cash Advance
Description
Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $750* cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero. HOW TO GET YOUR FIRST ADVANCE: * Enter your name, email and phone to sign up in seconds * Connect your bank so we know where to send your money * Pocket your cash in minutes –– get up to $750* But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie: SCORE EASY POINTS Earn points for things like taking surveys and watching ads, then cash them out for a bigger advance. BUDGET LIKE A BOSS Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. MONEY FROM THE FUTURE It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero. _________________________________________________ WHY WE’RE HERE We’re not your typical financial Institution. Our biggest goal is to see you financially free. So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data. By transparently leveraging your approved data, we can provide low to no fee financial products and services to save you time and money. YOUR DATA IS SAFE WITH US Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, and more –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch. STAY IN TOUCH Got a question? Reach out to us at info@joinklover.com Disclaimer: Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. *Advances range from $25-750, average advances $170. Express transfer fees may apply Klover Holdings Inc. 222 W Hubbard Chicago IL, 60654
What's New
Bugfixes and improvements
Details
- Developer
- Klover Holdings, Inc.
- Main Category
- Finance
- Version
- 2026.8.2
- Version Release
- 2026-07-18
- Initial Release
- 2019-07-30
- Size
- 94 MB
- Age Rating
- 17+
- Price
- Free
- Languages
- EN
- Bundle ID
- com.klovercredit.ios-app-production
- Version Rating
- ★ 4.75 (359,137)
- First Seen
- 2026-05-28
Metadata updated 2026-07-19
Rank History
Free · Max 90 days · Top 5 categories shown (Y-axis: rank, lower is better)
Free Rankings
Paid Rankings
No rankings
Competitive Benchmark — Finance Top 10
What it takes to beat this app — comparison with the category's top apps. The orange row is the current app.
| # | App | Price | Rating | Ratings | Langs | Last Update |
|---|---|---|---|---|---|---|
| 1 | Kalshi: Trade the World Cup | Free | ★ 4.82 | 394,010 | 1 | 2026-07-15 |
| 2 | Polymarket | Free | ★ 4.64 | 52,282 | 1 | 2026-07-18 |
| 3 | Cash App | Free | ★ 4.79 | 8,533,427 | 2 | 2026-07-13 |
| 4 | PayPal - Pay, Send, Save | Free | ★ 4.78 | 6,298,539 | 36 | 2026-06-11 |
| 5 | Venmo | Free | ★ 4.85 | 15,467,102 | 1 | 2026-07-09 |
| 6 | Capital One Mobile | Free | ★ 4.85 | 10,851,900 | 2 | 2026-07-07 |
| 7 | Trump Accounts: Official App | Free | ★ 4.80 | 6,901 | 1 | 2026-07-14 |
| 8 | Chase Mobile®: Bank & Invest | Free | ★ 4.84 | 9,315,675 | 2 | 2026-06-29 |
| 9 | Chime® – Mobile Banking | Free | ★ 4.82 | 1,524,802 | 1 | 2026-07-14 |
| 10 | OnePay – Mobile Banking | Free | ★ 4.86 | 380,162 | 1 | 2026-07-14 |
| 37 | Klover - Instant Cash Advance | Free | ★ 4.75 | 359,137 | 1 | 2026-07-18 |
User Reviews
Always takes the money a day early charging overdraft fees
The fees are crazy to expedite your funds. Other apps don’t charge fees in the amount Klover does.
Do not use, even when you cancel they will still take your money
….. but it’s worth it 😊
This app is great, and truly legit, money goes to your bank instantly and no extra unecessary charges or fees.
To my suprise it worked i got a real deposit
I recommend to those who work and need a quick Cash advance and pay back soon
Comes in very handy when you need it
I completed offers because the app showed I needed about 50 points for an instant cash advance. After I earned 278 points, my advance amount dropped from $100 to $60, and the instant deposit requirement suddenly increased to over needing 2,600 points. Can you explain why the requirement changed after I earned the points? This feels misleading
Tired of having to reconnect my debit card and Klover keep taking 10 cents out of my account and NEVER giving me an advance. This is a joke. Also found out that until I have a certain amount of points I can’t get an advance cause of the state I live in. Wow what a joke.
Klover has been helpful when I need a quick advance, and the app is easy to use. My only issue is that you can’t change the repayment date once it’s set. If they added the ability to adjust the payback date, it would make the app much more flexible and even better to use.
Offer deals for point and don’t pay out. When you do finally get enough points for an advance your debt card coincidentally needs to be linked to your account which take days. Don’t waste your time or money
Reviews are collected only for apps with detected changes (new entries or sharp risers).